Updated February 2026

BAH Rates Fort Campbell, KY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Fort Campbell military housing area (MHA: KY106), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,815

$21,780/year

E-5 without Dependents

$1,593

$19,116/year

O-3 with Dependents

$2,496

$29,952/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,743	$20,916
E-2	$1,743	$20,916
E-3	$1,743	$20,916
E-4	$1,743	$20,916
E-5	$1,815	$21,780
E-6	$2,100	$25,200
E-7	$2,244	$26,928
E-8	$2,400	$28,800
E-9	$2,580	$30,960
Warrant Officer
W-1	$2,121	$25,452
W-2	$2,307	$27,684
W-3	$2,499	$29,988
W-4	$2,610	$31,320
W-5	$2,751	$33,012
Commissioned Officer (Prior Enlisted)
O-1E	$2,271	$27,252
O-2E	$2,472	$29,664
O-3E	$2,634	$31,608
Commissioned Officer
O-1	$1,857	$22,284
O-2	$2,097	$25,164
O-3	$2,496	$29,952
O-4	$2,793	$33,516
O-5	$3,006	$36,072
O-6	$3,030	$36,360
O-7	$3,048	$36,576

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,470	$17,640
E-2	$1,470	$17,640
E-3	$1,470	$17,640
E-4	$1,470	$17,640
E-5	$1,593	$19,116
E-6	$1,671	$20,052
E-7	$1,743	$20,916
E-8	$1,878	$22,536
E-9	$1,956	$23,472
Warrant Officer
W-1	$1,731	$20,772
W-2	$1,875	$22,500
W-3	$1,968	$23,616
W-4	$2,130	$25,560
W-5	$2,277	$27,324
Commissioned Officer (Prior Enlisted)
O-1E	$1,812	$21,744
O-2E	$1,938	$23,256
O-3E	$2,091	$25,092
Commissioned Officer
O-1	$1,668	$20,016
O-2	$1,794	$21,528
O-3	$1,995	$23,940
O-4	$2,250	$27,000
O-5	$2,334	$28,008
O-6	$2,478	$29,736
O-7	$2,520	$30,240

9 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Fort Campbell (KY106) Military Housing Area:

42215 42217 42223 42232 42236 42240 42254 42262 42266

Frequently Asked Questions

What is the BAH rate for an E-5 in Fort Campbell?

The 2026 BAH rate for an E-5 with dependents in Fort Campbell, KY is $1,815 per month ($21,780 per year). Without dependents, the rate is $1,593 per month.

How many ZIP codes are in the Fort Campbell MHA?

The Fort Campbell Military Housing Area (KY106) includes 9 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

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View all Kentucky BAH rates →

How Fort Campbell, KY BAH compares nationally

BAH for Fort Campbell, KY comes in below the national average — $1,815/mo for an E-5 with dependents, 20.7% under the $2,289 average across 299 MHAs (206th overall).

Statewide, this ranks 3rd of 6 MHAs — between Louisville, KY ($1,989/mo, highest) and Paducah, KY ($1,365/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $377/mo (22.5%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.