Updated February 2026

BAH Rates Lexington, KY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Lexington military housing area (MHA: KY107), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,875

$22,500/year

E-5 without Dependents

$1,440

$17,280/year

O-3 with Dependents

$2,205

$26,460/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,713	$20,556
E-2	$1,713	$20,556
E-3	$1,713	$20,556
E-4	$1,713	$20,556
E-5	$1,875	$22,500
E-6	$2,151	$25,812
E-7	$2,172	$26,064
E-8	$2,190	$26,280
E-9	$2,304	$27,648
Warrant Officer
W-1	$2,169	$26,028
W-2	$2,178	$26,136
W-3	$2,208	$26,496
W-4	$2,343	$28,116
W-5	$2,514	$30,168
Commissioned Officer (Prior Enlisted)
O-1E	$2,175	$26,100
O-2E	$2,196	$26,352
O-3E	$2,370	$28,440
Commissioned Officer
O-1	$1,917	$23,004
O-2	$2,148	$25,776
O-3	$2,205	$26,460
O-4	$2,571	$30,852
O-5	$2,841	$34,092
O-6	$2,862	$34,344
O-7	$2,880	$34,560

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,284	$15,408
E-2	$1,284	$15,408
E-3	$1,284	$15,408
E-4	$1,284	$15,408
E-5	$1,440	$17,280
E-6	$1,611	$19,332
E-7	$1,716	$20,592
E-8	$1,938	$23,256
E-9	$2,010	$24,120
Warrant Officer
W-1	$1,668	$20,016
W-2	$1,935	$23,220
W-3	$2,022	$24,264
W-4	$2,148	$25,776
W-5	$2,172	$26,064
Commissioned Officer (Prior Enlisted)
O-1E	$1,872	$22,464
O-2E	$1,995	$23,940
O-3E	$2,142	$25,704
Commissioned Officer
O-1	$1,545	$18,540
O-2	$1,824	$21,888
O-3	$2,049	$24,588
O-4	$2,160	$25,920
O-5	$2,175	$26,100
O-6	$2,181	$26,172
O-7	$2,217	$26,604

14 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Lexington (KY107) Military Housing Area:

40502 40503 40504 40505 40507 40508 40509 40510 40511 40513 40514 40515 40516 40517

Frequently Asked Questions

What is the BAH rate for an E-5 in Lexington?

The 2026 BAH rate for an E-5 with dependents in Lexington, KY is $1,875 per month ($22,500 per year). Without dependents, the rate is $1,440 per month.

How many ZIP codes are in the Lexington MHA?

The Lexington Military Housing Area (KY107) includes 14 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.