Updated February 2026

BAH Rates Frankfort, KY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Frankfort military housing area (MHA: KY339), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,410

$16,920/year

E-5 without Dependents

$1,104

$13,248/year

O-3 with Dependents

$2,133

$25,596/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,287	$15,444
E-2	$1,287	$15,444
E-3	$1,287	$15,444
E-4	$1,287	$15,444
E-5	$1,410	$16,920
E-6	$1,815	$21,780
E-7	$1,932	$23,184
E-8	$2,058	$24,696
E-9	$2,148	$25,776
Warrant Officer
W-1	$1,836	$22,032
W-2	$1,983	$23,796
W-3	$2,136	$25,632
W-4	$2,151	$25,812
W-5	$2,175	$26,100
Commissioned Officer (Prior Enlisted)
O-1E	$1,953	$23,436
O-2E	$2,115	$25,380
O-3E	$2,154	$25,848
Commissioned Officer
O-1	$1,464	$17,568
O-2	$1,812	$21,744
O-3	$2,133	$25,596
O-4	$2,178	$26,136
O-5	$2,199	$26,388
O-6	$2,214	$26,568
O-7	$2,226	$26,712

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,011	$12,132
E-2	$1,011	$12,132
E-3	$1,011	$12,132
E-4	$1,011	$12,132
E-5	$1,104	$13,248
E-6	$1,362	$16,344
E-7	$1,449	$17,388
E-8	$1,545	$18,540
E-9	$1,611	$19,332
Warrant Officer
W-1	$1,377	$16,524
W-2	$1,491	$17,892
W-3	$1,626	$19,512
W-4	$1,839	$22,068
W-5	$1,959	$23,508
Commissioned Officer (Prior Enlisted)
O-1E	$1,464	$17,568
O-2E	$1,587	$19,044
O-3E	$1,809	$21,708
Commissioned Officer
O-1	$1,164	$13,968
O-2	$1,452	$17,424
O-3	$1,665	$19,980
O-4	$1,935	$23,220
O-5	$2,001	$24,012
O-6	$2,115	$25,380
O-7	$2,151	$25,812

Frequently Asked Questions

What is the BAH rate for an E-5 in Frankfort?

The 2026 BAH rate for an E-5 with dependents in Frankfort, KY is $1,410 per month ($16,920 per year). Without dependents, the rate is $1,104 per month.

How many ZIP codes are in the Frankfort MHA?

The Frankfort Military Housing Area code is KY339.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.