Updated February 2026

BAH Rates Bloomington, IN 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Bloomington military housing area (MHA: IN399), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,905

$22,860/year

E-5 without Dependents

$1,482

$17,784/year

O-3 with Dependents

$2,469

$29,628/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,755	$21,060
E-2	$1,755	$21,060
E-3	$1,755	$21,060
E-4	$1,755	$21,060
E-5	$1,905	$22,860
E-6	$1,956	$23,472
E-7	$2,139	$25,668
E-8	$2,343	$28,116
E-9	$2,595	$31,140
Warrant Officer
W-1	$1,971	$23,652
W-2	$2,223	$26,676
W-3	$2,475	$29,700
W-4	$2,640	$31,680
W-5	$2,841	$34,092
Commissioned Officer (Prior Enlisted)
O-1E	$2,175	$26,100
O-2E	$2,439	$29,268
O-3E	$2,673	$32,076
Commissioned Officer
O-1	$1,920	$23,040
O-2	$1,953	$23,436
O-3	$2,469	$29,628
O-4	$2,910	$34,920
O-5	$3,225	$38,700
O-6	$3,249	$38,988
O-7	$3,273	$39,276

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,317	$15,804
E-2	$1,317	$15,804
E-3	$1,317	$15,804
E-4	$1,317	$15,804
E-5	$1,482	$17,784
E-6	$1,617	$19,404
E-7	$1,761	$21,132
E-8	$1,923	$23,076
E-9	$1,947	$23,364
Warrant Officer
W-1	$1,716	$20,592
W-2	$1,920	$23,040
W-3	$1,950	$23,400
W-4	$2,007	$24,084
W-5	$2,187	$26,244
Commissioned Officer (Prior Enlisted)
O-1E	$1,902	$22,824
O-2E	$1,926	$23,112
O-3E	$2,004	$24,048
Commissioned Officer
O-1	$1,602	$19,224
O-2	$1,860	$22,320
O-3	$1,953	$23,436
O-4	$2,184	$26,208
O-5	$2,418	$29,016
O-6	$2,454	$29,448
O-7	$2,496	$29,952

8 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Bloomington (IN399) Military Housing Area:

47401 47403 47404 47406 47408 47429 47464 47468

Frequently Asked Questions

What is the BAH rate for an E-5 in Bloomington?

The 2026 BAH rate for an E-5 with dependents in Bloomington, IN is $1,905 per month ($22,860 per year). Without dependents, the rate is $1,482 per month.

How many ZIP codes are in the Bloomington MHA?

The Bloomington Military Housing Area (IN399) includes 8 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.