Updated February 2026
BAH Rates in Indiana 2026
There are 4 military housing areas in Indiana. In 2026, BAH rates for an E-5 with dependents range from $1,494/month in Terre Haute to $1,947/month in Fort Wayne. Rates are set annually by the Department of Defense based on local rental market surveys.
Find BAH Rates by ZIP Code
Highest E-5 w/Dep
$1,947
Fort Wayne
Lowest E-5 w/Dep
$1,494
Terre Haute
Housing Areas
4
MHAs in IN
| Location | E-5 w/Dep | E-5 w/o Dep | O-3 w/Dep |
|---|---|---|---|
| Bloomington | $1,905 | $1,482 | $2,469 |
| Fort Wayne | $1,947 | $1,503 | $2,205 |
| Indianapolis | $1,875 | $1,533 | $2,307 |
| Terre Haute | $1,494 | $1,233 | $2,001 |
How Indiana BAH compares
Indiana's 4 military housing areas average $1,805/mo for an E-5 with dependents — 21.1% below the national MHA average of $2,289. The spread inside the state is real money: Fort Wayne, IN tops the table at $1,947/mo while Terre Haute, IN sits at $1,494/mo — a $453 monthly difference for the same rank and dependency status.
Computed from the official 2026 BAH rate file. Benchmark: E-5 with dependents across 299 market-priced MHAs nationwide.