Updated February 2026

BAH Rates Ocala, FL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Ocala military housing area (MHA: FL068), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$2,370

$28,440/year

E-5 without Dependents

$1,944

$23,328/year

O-3 with Dependents

$2,439

$29,268/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,205	$26,460
E-2	$2,205	$26,460
E-3	$2,205	$26,460
E-4	$2,205	$26,460
E-5	$2,370	$28,440
E-6	$2,391	$28,692
E-7	$2,409	$28,908
E-8	$2,424	$29,088
E-9	$2,517	$30,204
Warrant Officer
W-1	$2,406	$28,872
W-2	$2,415	$28,980
W-3	$2,442	$29,304
W-4	$2,544	$30,528
W-5	$2,676	$32,112
Commissioned Officer (Prior Enlisted)
O-1E	$2,412	$28,944
O-2E	$2,433	$29,196
O-3E	$2,565	$30,780
Commissioned Officer
O-1	$2,382	$28,584
O-2	$2,388	$28,656
O-3	$2,439	$29,268
O-4	$2,718	$32,616
O-5	$2,922	$35,064
O-6	$2,943	$35,316
O-7	$2,961	$35,532

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,785	$21,420
E-2	$1,785	$21,420
E-3	$1,785	$21,420
E-4	$1,785	$21,420
E-5	$1,944	$23,328
E-6	$2,055	$24,660
E-7	$2,211	$26,532
E-8	$2,382	$28,584
E-9	$2,388	$28,656
Warrant Officer
W-1	$2,160	$25,920
W-2	$2,379	$28,548
W-3	$2,391	$28,692
W-4	$2,400	$28,800
W-5	$2,406	$28,872
Commissioned Officer (Prior Enlisted)
O-1E	$2,367	$28,404
O-2E	$2,385	$28,620
O-3E	$2,397	$28,764
Commissioned Officer
O-1	$2,037	$24,444
O-2	$2,319	$27,828
O-3	$2,394	$28,728
O-4	$2,403	$28,836
O-5	$2,409	$28,908
O-6	$2,418	$29,016
O-7	$2,457	$29,484

26 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Ocala (FL068) Military Housing Area:

32113 32134 32179 32182 32183 32195 32617 32664 32681 32686 34420 34431 34432 34470 34471 34472 34473 34474 34475 34476 34479 34480 34481 34482 34488 34491

Frequently Asked Questions

What is the BAH rate for an E-5 in Ocala?

The 2026 BAH rate for an E-5 with dependents in Ocala, FL is $2,370 per month ($28,440 per year). Without dependents, the rate is $1,944 per month.

How many ZIP codes are in the Ocala MHA?

The Ocala Military Housing Area (FL068) includes 26 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Florida BAH rates →

How Ocala, FL BAH compares nationally

BAH here tracks closely with the national picture — an E-5 with dependents draws $2,370/mo against a national MHA average of $2,289 (111th of 299 MHAs). Neither a windfall nor a squeeze; your allowance should roughly match the local rental market's middle.

Statewide, this ranks 10th of 16 MHAs — between Florida Keys, FL ($3,969/mo, highest) and Tallahassee, FL ($1,824/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $312/mo (16.5%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.