Updated February 2026

BAH Rates Ocala, FL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Ocala military housing area (MHA: FL068), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,370

$28,440/year

E-5 without Dependents

$1,944

$23,328/year

O-3 with Dependents

$2,439

$29,268/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,205	$26,460
E-2	$2,205	$26,460
E-3	$2,205	$26,460
E-4	$2,205	$26,460
E-5	$2,370	$28,440
E-6	$2,391	$28,692
E-7	$2,409	$28,908
E-8	$2,424	$29,088
E-9	$2,517	$30,204
Warrant Officer
W-1	$2,406	$28,872
W-2	$2,415	$28,980
W-3	$2,442	$29,304
W-4	$2,544	$30,528
W-5	$2,676	$32,112
Commissioned Officer (Prior Enlisted)
O-1E	$2,412	$28,944
O-2E	$2,433	$29,196
O-3E	$2,565	$30,780
Commissioned Officer
O-1	$2,382	$28,584
O-2	$2,388	$28,656
O-3	$2,439	$29,268
O-4	$2,718	$32,616
O-5	$2,922	$35,064
O-6	$2,943	$35,316
O-7	$2,961	$35,532

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,785	$21,420
E-2	$1,785	$21,420
E-3	$1,785	$21,420
E-4	$1,785	$21,420
E-5	$1,944	$23,328
E-6	$2,055	$24,660
E-7	$2,211	$26,532
E-8	$2,382	$28,584
E-9	$2,388	$28,656
Warrant Officer
W-1	$2,160	$25,920
W-2	$2,379	$28,548
W-3	$2,391	$28,692
W-4	$2,400	$28,800
W-5	$2,406	$28,872
Commissioned Officer (Prior Enlisted)
O-1E	$2,367	$28,404
O-2E	$2,385	$28,620
O-3E	$2,397	$28,764
Commissioned Officer
O-1	$2,037	$24,444
O-2	$2,319	$27,828
O-3	$2,394	$28,728
O-4	$2,403	$28,836
O-5	$2,409	$28,908
O-6	$2,418	$29,016
O-7	$2,457	$29,484

26 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Ocala (FL068) Military Housing Area:

32113 32134 32179 32182 32183 32195 32617 32664 32681 32686 34420 34431 34432 34470 34471 34472 34473 34474 34475 34476 34479 34480 34481 34482 34488 34491

Frequently Asked Questions

What is the BAH rate for an E-5 in Ocala?

The 2026 BAH rate for an E-5 with dependents in Ocala, FL is $2,370 per month ($28,440 per year). Without dependents, the rate is $1,944 per month.

How many ZIP codes are in the Ocala MHA?

The Ocala Military Housing Area (FL068) includes 26 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.