Updated February 2026

BAH Rates Gainesville, FL 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Gainesville military housing area (MHA: FL057), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,040

$24,480/year

E-5 without Dependents

$1,800

$21,600/year

O-3 with Dependents

$2,697

$32,364/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,986	$23,832
E-2	$1,986	$23,832
E-3	$1,986	$23,832
E-4	$1,986	$23,832
E-5	$2,040	$24,480
E-6	$2,355	$28,260
E-7	$2,478	$29,736
E-8	$2,613	$31,356
E-9	$2,793	$33,516
Warrant Officer
W-1	$2,373	$28,476
W-2	$2,532	$30,384
W-3	$2,700	$32,400
W-4	$2,826	$33,912
W-5	$2,982	$35,784
Commissioned Officer (Prior Enlisted)
O-1E	$2,502	$30,024
O-2E	$2,676	$32,112
O-3E	$2,850	$34,200
Commissioned Officer
O-1	$2,085	$25,020
O-2	$2,352	$28,224
O-3	$2,697	$32,364
O-4	$3,033	$36,396
O-5	$3,276	$39,312
O-6	$3,300	$39,600
O-7	$3,324	$39,888

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,572	$18,864
E-2	$1,572	$18,864
E-3	$1,572	$18,864
E-4	$1,572	$18,864
E-5	$1,800	$21,600
E-6	$1,932	$23,184
E-7	$1,983	$23,796
E-8	$2,109	$25,308
E-9	$2,196	$26,352
Warrant Officer
W-1	$1,980	$23,760
W-2	$2,106	$25,272
W-3	$2,208	$26,496
W-4	$2,379	$28,548
W-5	$2,508	$30,096
Commissioned Officer (Prior Enlisted)
O-1E	$2,037	$24,444
O-2E	$2,175	$26,100
O-3E	$2,346	$28,152
Commissioned Officer
O-1	$1,929	$23,148
O-2	$2,025	$24,300
O-3	$2,238	$26,856
O-4	$2,481	$29,772
O-5	$2,556	$30,672
O-6	$2,679	$32,148
O-7	$2,724	$32,688

19 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Gainesville (FL057) Military Housing Area:

32601 32603 32605 32606 32607 32608 32609 32615 32616 32618 32641 32643 32653 32654 32658 32662 32667 32669 32694

Frequently Asked Questions

What is the BAH rate for an E-5 in Gainesville?

The 2026 BAH rate for an E-5 with dependents in Gainesville, FL is $2,040 per month ($24,480 per year). Without dependents, the rate is $1,800 per month.

How many ZIP codes are in the Gainesville MHA?

The Gainesville Military Housing Area (FL057) includes 19 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.