Updated February 2026

BAH Rates Fort Collins, CO 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Fort Collins military housing area (MHA: CO047), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,268

$27,216/year

E-5 without Dependents

$1,812

$21,744/year

O-3 with Dependents

$2,805

$33,660/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,061	$24,732
E-2	$2,061	$24,732
E-3	$2,061	$24,732
E-4	$2,061	$24,732
E-5	$2,268	$27,216
E-6	$2,532	$30,384
E-7	$2,631	$31,572
E-8	$2,739	$32,868
E-9	$2,865	$34,380
Warrant Officer
W-1	$2,550	$30,600
W-2	$2,673	$32,076
W-3	$2,808	$33,696
W-4	$2,886	$34,632
W-5	$2,985	$35,820
Commissioned Officer (Prior Enlisted)
O-1E	$2,649	$31,788
O-2E	$2,787	$33,444
O-3E	$2,901	$34,812
Commissioned Officer
O-1	$2,307	$27,684
O-2	$2,529	$30,348
O-3	$2,805	$33,660
O-4	$3,012	$36,144
O-5	$3,165	$37,980
O-6	$3,189	$38,268
O-7	$3,210	$38,520

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,764	$21,168
E-2	$1,764	$21,168
E-3	$1,764	$21,168
E-4	$1,764	$21,168
E-5	$1,812	$21,744
E-6	$1,896	$22,752
E-7	$2,067	$24,804
E-8	$2,325	$27,900
E-9	$2,397	$28,764
Warrant Officer
W-1	$1,998	$23,976
W-2	$2,322	$27,864
W-3	$2,409	$28,908
W-4	$2,550	$30,600
W-5	$2,655	$31,860
Commissioned Officer (Prior Enlisted)
O-1E	$2,265	$27,180
O-2E	$2,379	$28,548
O-3E	$2,523	$30,276
Commissioned Officer
O-1	$1,851	$22,212
O-2	$2,202	$26,424
O-3	$2,433	$29,196
O-4	$2,631	$31,572
O-5	$2,688	$32,256
O-6	$2,787	$33,444
O-7	$2,835	$34,020

18 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Fort Collins (CO047) Military Housing Area:

80512 80513 80515 80517 80521 80524 80525 80526 80528 80532 80535 80536 80537 80538 80545 80547 80549 82063

Frequently Asked Questions

What is the BAH rate for an E-5 in Fort Collins?

The 2026 BAH rate for an E-5 with dependents in Fort Collins, CO is $2,268 per month ($27,216 per year). Without dependents, the rate is $1,812 per month.

How many ZIP codes are in the Fort Collins MHA?

The Fort Collins Military Housing Area (CO047) includes 18 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.