E-7 BAH Rates in San Francisco, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in San Francisco, CA is $5,490 per month with dependents and $4,782 per month without dependents. This rate is $2,788 above the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in San Francisco is approximately $11,967.85 with dependents or $11,259.85 without.
E-7 BAH: San Francisco vs National Average
| San Francisco | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $5,490 | $2,702 | +$2,788 |
| Without Dependents | $4,782 | $2,158 | +$2,624 |
E-7 Total Monthly Compensation in San Francisco
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in San Francisco:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $5,490 | $4,782 |
| BAS | $476.95 | $476.95 |
| Total | $11,967.85 | $11,259.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in San Francisco
- E-3 — $4,764/mo
- E-4 — $4,764/mo
- E-5 — $5,127/mo
- E-6 — $5,454/mo
- O-1 — $5,172/mo
- O-2 — $5,451/mo
- O-3 — $5,556/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in San Francisco?
The 2026 E-7 BAH rate in San Francisco is $5,490/mo with dependents and $4,782/mo without dependents.
What is the total monthly pay for E-7 in San Francisco?
An E-7 with 16 years of service in San Francisco earns approximately $11,967.85/mo total compensation with dependents (base pay $6,000.9 + BAH $5,490 + BAS $476.95). Without dependents: $11,259.85/mo.
Is San Francisco BAH above or below average?
E-7 BAH in San Francisco is $2,788 above the national average of $2,702/mo with dependents.
E-7 BAH in San Francisco, CA, in context
An E-7 with dependents in San Francisco, CA draws $5,490/mo — 103.2% above the national average of $2,702 for this grade (2nd of 299 MHAs). Without dependents the rate is $4,782/mo, a $708 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $39/mo (to $5,529), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.