Updated February 2026

BAH Rates Sacramento, CA 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Sacramento military housing area (MHA: CA034), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,904

$34,848/year

E-5 without Dependents

$2,190

$26,280/year

O-3 with Dependents

$3,039

$36,468/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,598	$31,176
E-2	$2,598	$31,176
E-3	$2,598	$31,176
E-4	$2,598	$31,176
E-5	$2,904	$34,848
E-6	$2,979	$35,748
E-7	$2,997	$35,964
E-8	$3,021	$36,252
E-9	$3,114	$37,368
Warrant Officer
W-1	$2,994	$35,928
W-2	$3,006	$36,072
W-3	$3,042	$36,504
W-4	$3,144	$37,728
W-5	$3,276	$39,312
Commissioned Officer (Prior Enlisted)
O-1E	$3,000	$36,000
O-2E	$3,033	$36,396
O-3E	$3,165	$37,980
Commissioned Officer
O-1	$2,922	$35,064
O-2	$2,976	$35,712
O-3	$3,039	$36,468
O-4	$3,318	$39,816
O-5	$3,525	$42,300
O-6	$3,552	$42,624
O-7	$3,576	$42,912

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,016	$24,192
E-2	$2,016	$24,192
E-3	$2,016	$24,192
E-4	$2,016	$24,192
E-5	$2,190	$26,280
E-6	$2,325	$27,900
E-7	$2,610	$31,320
E-8	$2,925	$35,100
E-9	$2,934	$35,208
Warrant Officer
W-1	$2,499	$29,988
W-2	$2,922	$35,064
W-3	$2,940	$35,280
W-4	$2,973	$35,676
W-5	$3,000	$36,000
Commissioned Officer (Prior Enlisted)
O-1E	$2,901	$34,812
O-2E	$2,931	$35,172
O-3E	$2,964	$35,568
Commissioned Officer
O-1	$2,292	$27,504
O-2	$2,805	$33,660
O-3	$2,943	$35,316
O-4	$2,988	$35,856
O-5	$3,003	$36,036
O-6	$3,015	$36,180
O-7	$3,069	$36,828

52 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Sacramento (CA034) Military Housing Area:

95608 95610 95615 95621 95624 95626 95628 95630 95632 95638 95639 95641 95655 95660 95662 95670 95673 95683 95690 95691 95693 95742 95758 95814 95815 95816 95817 95818 95819 95820 95821 95822 95823 95824 95825 95826 95827 95828 95829 95830 95831 95832 95833 95834 95835 95836 95837 95838 95841 95842 95843 95864

Frequently Asked Questions

What is the BAH rate for an E-5 in Sacramento?

The 2026 BAH rate for an E-5 with dependents in Sacramento, CA is $2,904 per month ($34,848 per year). Without dependents, the rate is $2,190 per month.

How many ZIP codes are in the Sacramento MHA?

The Sacramento Military Housing Area (CA034) includes 52 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.