O-3 BAH Rates in Fresno, CA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Fresno, CA is $2,937 per month with dependents and $2,685 per month without dependents. This rate is $78 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Fresno is approximately $11,002.48 with dependents or $10,750.48 without.

O-3 BAH: Fresno vs National Average

	Fresno	National Avg	Difference
With Dependents	$2,937	$2,859	+$78
Without Dependents	$2,685	$2,493	+$192

O-3 Total Monthly Compensation in Fresno

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Fresno:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,937	$2,685
BAS	$328.48	$328.48
Total	$11,002.48	$10,750.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Fresno

• E-3 — $2,175/mo
• E-4 — $2,175/mo
• E-5 — $2,439/mo
• E-6 — $2,826/mo
• E-7 — $2,868/mo
• O-1 — $2,490/mo
• O-2 — $2,823/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Fresno?

The 2026 O-3 BAH rate in Fresno is $2,937/mo with dependents and $2,685/mo without dependents.

What is the total monthly pay for O-3 in Fresno?

An O-3 with 6 years of service in Fresno earns approximately $11,002.48/mo total compensation with dependents (base pay $7,737 + BAH $2,937 + BAS $328.48). Without dependents: $10,750.48/mo.

Is Fresno BAH above or below average?

O-3 BAH in Fresno is $78 above the national average of $2,859/mo with dependents.

View all California BAH rates →