O-2 BAH Rates in Fresno, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Fresno, CA is $2,823 per month with dependents and $2,352 per month without dependents. This rate is $215 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Fresno is approximately $9,635.98 with dependents or $9,164.98 without.
O-2 BAH: Fresno vs National Average
| Fresno | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,823 | $2,608 | +$215 |
| Without Dependents | $2,352 | $2,243 | +$109 |
O-2 Total Monthly Compensation in Fresno
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Fresno:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,823 | $2,352 |
| BAS | $328.48 | $328.48 |
| Total | $9,635.98 | $9,164.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fresno
- E-3 — $2,175/mo
- E-4 — $2,175/mo
- E-5 — $2,439/mo
- E-6 — $2,826/mo
- E-7 — $2,868/mo
- O-1 — $2,490/mo
- O-3 — $2,937/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Fresno?
The 2026 O-2 BAH rate in Fresno is $2,823/mo with dependents and $2,352/mo without dependents.
What is the total monthly pay for O-2 in Fresno?
An O-2 with 4 years of service in Fresno earns approximately $9,635.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,823 + BAS $328.48). Without dependents: $9,164.98/mo.
Is Fresno BAH above or below average?
O-2 BAH in Fresno is $215 above the national average of $2,608/mo with dependents.
O-2 BAH in Fresno, CA, in context
An O-2 with dependents in Fresno, CA draws $2,823/mo — 8.3% above the national average of $2,608 for this grade (89th of 299 MHAs). Without dependents the rate is $2,352/mo, a $471 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $114/mo (to $2,937), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.