O-2 BAH Rates in El Centro, CA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in El Centro, CA is $2,148 per month with dependents and $1,962 per month without dependents. This rate is $460 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in El Centro is approximately $8,960.98 with dependents or $8,774.98 without.

O-2 BAH: El Centro vs National Average

	El Centro	National Avg	Difference
With Dependents	$2,148	$2,608	−$460
Without Dependents	$1,962	$2,243	−$281

O-2 Total Monthly Compensation in El Centro

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in El Centro:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$2,148	$1,962
BAS	$328.48	$328.48
Total	$8,960.98	$8,774.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in El Centro

• E-3 — $1,905/mo
• E-4 — $1,905/mo
• E-5 — $1,986/mo
• E-6 — $2,151/mo
• E-7 — $2,334/mo
• O-1 — $2,013/mo
• O-3 — $2,664/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in El Centro?

The 2026 O-2 BAH rate in El Centro is $2,148/mo with dependents and $1,962/mo without dependents.

What is the total monthly pay for O-2 in El Centro?

An O-2 with 4 years of service in El Centro earns approximately $8,960.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,148 + BAS $328.48). Without dependents: $8,774.98/mo.

Is El Centro BAH above or below average?

O-2 BAH in El Centro is $460 below the national average of $2,608/mo with dependents.

View all California BAH rates →