O-1 BAH Rates in El Centro, CA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in El Centro, CA is $2,013 per month with dependents and $1,818 per month without dependents. This rate is $322 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in El Centro is approximately $6,661.48 with dependents or $6,466.48 without.

O-1 BAH: El Centro vs National Average

	El Centro	National Avg	Difference
With Dependents	$2,013	$2,335	−$322
Without Dependents	$1,818	$1,975	−$157

O-1 Total Monthly Compensation in El Centro

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in El Centro:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$2,013	$1,818
BAS	$328.48	$328.48
Total	$6,661.48	$6,466.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in El Centro

• E-3 — $1,905/mo
• E-4 — $1,905/mo
• E-5 — $1,986/mo
• E-6 — $2,151/mo
• E-7 — $2,334/mo
• O-2 — $2,148/mo
• O-3 — $2,664/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in El Centro?

The 2026 O-1 BAH rate in El Centro is $2,013/mo with dependents and $1,818/mo without dependents.

What is the total monthly pay for O-1 in El Centro?

An O-1 with 2 years of service in El Centro earns approximately $6,661.48/mo total compensation with dependents (base pay $4,320 + BAH $2,013 + BAS $328.48). Without dependents: $6,466.48/mo.

Is El Centro BAH above or below average?

O-1 BAH in El Centro is $322 below the national average of $2,335/mo with dependents.

View all California BAH rates →