E-7 BAH Rates in El Centro, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in El Centro, CA is $2,334 per month with dependents and $1,905 per month without dependents. This rate is $368 below the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in El Centro is approximately $8,811.85 with dependents or $8,382.85 without.
E-7 BAH: El Centro vs National Average
| El Centro | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,334 | $2,702 | −$368 |
| Without Dependents | $1,905 | $2,158 | −$253 |
E-7 Total Monthly Compensation in El Centro
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in El Centro:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $2,334 | $1,905 |
| BAS | $476.95 | $476.95 |
| Total | $8,811.85 | $8,382.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in El Centro
- E-3 — $1,905/mo
- E-4 — $1,905/mo
- E-5 — $1,986/mo
- E-6 — $2,151/mo
- O-1 — $2,013/mo
- O-2 — $2,148/mo
- O-3 — $2,664/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in El Centro?
The 2026 E-7 BAH rate in El Centro is $2,334/mo with dependents and $1,905/mo without dependents.
What is the total monthly pay for E-7 in El Centro?
An E-7 with 16 years of service in El Centro earns approximately $8,811.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,334 + BAS $476.95). Without dependents: $8,382.85/mo.
Is El Centro BAH above or below average?
E-7 BAH in El Centro is $368 below the national average of $2,702/mo with dependents.
E-7 BAH in El Centro, CA, in context
An E-7 with dependents in El Centro, CA draws $2,334/mo — 13.6% below the national average of $2,702 for this grade (177th of 299 MHAs). Without dependents the rate is $1,905/mo, a $429 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $207/mo (to $2,541), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.