Updated February 2026
O-6 Pay 2026 — Colonel
Complete 2026 O-6 (Colonel) base pay table by years of service, plus BAH rates and total compensation breakdown. All rates include the 3.8% pay raise effective January 1, 2026.
Entry Pay (0 YOS)
$8,751.30/mo
$105,015.60/year
Max Pay
$15,408.30/mo
$184,899.60/year
BAH Range (w/ Dependents)
$1,839–$8,136
Across 338 locations
Officer BAS
$328.48/mo
Tax-free food allowance
O-6 Base Pay Table — 2026
| Years of Service | Monthly Pay | Annual Pay |
|---|---|---|
| 2 or less | $8,751.30 | $105,015.60 |
| 2 | $9,613.80 | $115,365.60 |
| 3 | $10,245.00 | $122,940.00 |
| 6 | $10,284.30 | $123,411.60 |
| 8 | $10,725.00 | $128,700.00 |
| 10 | $10,783.50 | $129,402.00 |
| 14 | $11,396.40 | $136,756.80 |
| 16 | $12,479.70 | $149,756.40 |
| 18 | $13,115.40 | $157,384.80 |
| 20 | $13,751.10 | $165,013.20 |
| 22 | $14,112.90 | $169,354.80 |
| 24 | $14,479.20 | $173,750.40 |
| 26 | $15,188.70 | $182,264.40 |
| 30 | $15,408.30 | $184,899.60 |
All amounts reflect the 3.8% pay raise effective January 1, 2026. Source: DFAS.
O-6 BAH Rates — 2026 (With Dependents)
BAH for an O-6 with dependents ranges from $1,839 to $8,136 per month, with a national average of approximately $3,346/mo across 338 locations.
Top 5 Highest BAH Locations
- Westchester County, Ny$8,136/mo
- New York City, Ny$7,194/mo
- San Francisco, Ca$7,155/mo
- Nantucket, Ma$6,993/mo
- Boston, Ma$6,540/mo
Top 5 Lowest BAH Locations
- Youngstown, Oh$1,839/mo
- Cannon Afb/Clovis, Nm$1,956/mo
- Stevens Point, Wi$2,010/mo
- Saginaw, Mi$2,022/mo
- Monroe, La$2,055/mo
Total Compensation Example — O-6 at 16 Years
Base Pay (16 YOS)$12,479.70
BAH (National Average, w/ Dependents)$3,346
BAS (Officer)$328.48
Estimated Monthly Total$16,154.18
Estimated Annual Total$193,850.16
BAH and BAS are tax-free allowances. Actual total compensation varies by duty station and dependency status. Use the Military Pay Calculator for a personalized estimate.