O-1 BAH Rates in Sparta/Fort McCoy, WI (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Sparta/Fort McCoy, WI is $1,455 per month with dependents and $1,362 per month without dependents. This rate is $880 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Sparta/Fort McCoy is approximately $6,103.48 with dependents or $6,010.48 without.

O-1 BAH: Sparta/Fort McCoy vs National Average

	Sparta/Fort McCoy	National Avg	Difference
With Dependents	$1,455	$2,335	−$880
Without Dependents	$1,362	$1,975	−$613

O-1 Total Monthly Compensation in Sparta/Fort McCoy

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Sparta/Fort McCoy:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$1,455	$1,362
BAS	$328.48	$328.48
Total	$6,103.48	$6,010.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Sparta/Fort McCoy

• E-3 — $1,380/mo
• E-4 — $1,380/mo
• E-5 — $1,395/mo
• E-6 — $1,845/mo
• E-7 — $1,875/mo
• O-2 — $1,842/mo
• O-3 — $1,923/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Sparta/Fort McCoy?

The 2026 O-1 BAH rate in Sparta/Fort McCoy is $1,455/mo with dependents and $1,362/mo without dependents.

What is the total monthly pay for O-1 in Sparta/Fort McCoy?

An O-1 with 2 years of service in Sparta/Fort McCoy earns approximately $6,103.48/mo total compensation with dependents (base pay $4,320 + BAH $1,455 + BAS $328.48). Without dependents: $6,010.48/mo.

Is Sparta/Fort McCoy BAH above or below average?

O-1 BAH in Sparta/Fort McCoy is $880 below the national average of $2,335/mo with dependents.

View all Wisconsin BAH rates →