O-3 BAH Rates in Tacoma, WA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Tacoma, WA is $3,123 per month with dependents and $2,784 per month without dependents. This rate is $264 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Tacoma is approximately $11,188.48 with dependents or $10,849.48 without.

O-3 BAH: Tacoma vs National Average

	Tacoma	National Avg	Difference
With Dependents	$3,123	$2,859	+$264
Without Dependents	$2,784	$2,493	+$291

O-3 Total Monthly Compensation in Tacoma

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Tacoma:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$3,123	$2,784
BAS	$328.48	$328.48
Total	$11,188.48	$10,849.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Tacoma

• E-3 — $2,370/mo
• E-4 — $2,370/mo
• E-5 — $2,556/mo
• E-6 — $2,919/mo
• E-7 — $2,994/mo
• O-1 — $2,607/mo
• O-2 — $2,916/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Tacoma?

The 2026 O-3 BAH rate in Tacoma is $3,123/mo with dependents and $2,784/mo without dependents.

What is the total monthly pay for O-3 in Tacoma?

An O-3 with 6 years of service in Tacoma earns approximately $11,188.48/mo total compensation with dependents (base pay $7,737 + BAH $3,123 + BAS $328.48). Without dependents: $10,849.48/mo.

Is Tacoma BAH above or below average?

O-3 BAH in Tacoma is $264 above the national average of $2,859/mo with dependents.

View all Washington BAH rates →