O-2 BAH Rates in Tacoma, WA (2026)

With Dependents
$2,916
per month
Without Dependents
$2,496
per month
Total Comp (w/ dep)
$9,728.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Tacoma, WA is $2,916 per month with dependents and $2,496 per month without dependents. This rate is $308 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Tacoma is approximately $9,728.98 with dependents or $9,308.98 without.

O-2 BAH: Tacoma vs National Average

TacomaNational AvgDifference
With Dependents$2,916$2,608+$308
Without Dependents$2,496$2,243+$253

O-2 Total Monthly Compensation in Tacoma

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Tacoma:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,916$2,496
BAS$328.48$328.48
Total$9,728.98$9,308.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Tacoma

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Tacoma?

The 2026 O-2 BAH rate in Tacoma is $2,916/mo with dependents and $2,496/mo without dependents.

What is the total monthly pay for O-2 in Tacoma?

An O-2 with 4 years of service in Tacoma earns approximately $9,728.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,916 + BAS $328.48). Without dependents: $9,308.98/mo.

Is Tacoma BAH above or below average?

O-2 BAH in Tacoma is $308 above the national average of $2,608/mo with dependents.

View all Washington BAH rates →

O-2 BAH in Tacoma, WA, in context

An O-2 with dependents in Tacoma, WA draws $2,916/mo — 11.8% above the national average of $2,608 for this grade (77th of 299 MHAs). Without dependents the rate is $2,496/mo, a $420 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $207/mo (to $3,123), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.