E-5 BAH Rates in Waco, TX (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Waco, TX is $1,755 per month with dependents and $1,440 per month without dependents. This rate is $534 below the national average for E-5.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Waco is approximately $6,341.95 with dependents or $6,026.95 without.

E-5 BAH: Waco vs National Average

	Waco	National Avg	Difference
With Dependents	$1,755	$2,289	−$534
Without Dependents	$1,440	$1,871	−$431

E-5 Total Monthly Compensation in Waco

Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Waco:

Component	With Dependents	Without Dependents
Base Pay	$4,110	$4,110
BAH	$1,755	$1,440
BAS	$476.95	$476.95
Total	$6,341.95	$6,026.95

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Waco

• E-3 — $1,617/mo
• E-4 — $1,617/mo
• E-6 — $2,097/mo
• E-7 — $2,199/mo
• O-1 — $1,803/mo
• O-2 — $2,094/mo
• O-3 — $2,379/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-5 in Waco?

The 2026 E-5 BAH rate in Waco is $1,755/mo with dependents and $1,440/mo without dependents.

What is the total monthly pay for E-5 in Waco?

An E-5 with 6 years of service in Waco earns approximately $6,341.95/mo total compensation with dependents (base pay $4,110 + BAH $1,755 + BAS $476.95). Without dependents: $6,026.95/mo.

Is Waco BAH above or below average?

E-5 BAH in Waco is $534 below the national average of $2,289/mo with dependents.

View all Texas BAH rates →