E-4 BAH Rates in Waco, TX (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Waco, TX is $1,617 per month with dependents and $1,404 per month without dependents. This rate is $512 below the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Waco is approximately $5,752.45 with dependents or $5,539.45 without.

E-4 BAH: Waco vs National Average

	Waco	National Avg	Difference
With Dependents	$1,617	$2,129	−$512
Without Dependents	$1,404	$1,683	−$279

E-4 Total Monthly Compensation in Waco

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Waco:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$1,617	$1,404
BAS	$476.95	$476.95
Total	$5,752.45	$5,539.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Waco

• E-3 — $1,617/mo
• E-5 — $1,755/mo
• E-6 — $2,097/mo
• E-7 — $2,199/mo
• O-1 — $1,803/mo
• O-2 — $2,094/mo
• O-3 — $2,379/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Waco?

The 2026 E-4 BAH rate in Waco is $1,617/mo with dependents and $1,404/mo without dependents.

What is the total monthly pay for E-4 in Waco?

An E-4 with 4 years of service in Waco earns approximately $5,752.45/mo total compensation with dependents (base pay $3,658.5 + BAH $1,617 + BAS $476.95). Without dependents: $5,539.45/mo.

Is Waco BAH above or below average?

E-4 BAH in Waco is $512 below the national average of $2,129/mo with dependents.

View all Texas BAH rates →