E-3 BAH Rates in WACO, TX (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in WACO, TX is $1,617 per month with dependents and $1,404 per month without dependents. This rate is $512 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in WACO is approximately $5,108.95 with dependents or $4,895.95 without.
E-3 BAH: WACO vs National Average
| WACO | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,617 | $2,129 | $-512 |
| Without Dependents | $1,404 | $1,683 | $-279 |
E-3 Total Monthly Compensation in WACO
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in WACO:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $1,617 | $1,404 |
| BAS | $476.95 | $476.95 |
| Total | $5,108.95 | $4,895.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in WACO
- E-4 — $1,617/mo
- E-5 — $1,755/mo
- E-6 — $2,097/mo
- E-7 — $2,199/mo
- O-1 — $1,803/mo
- O-2 — $2,094/mo
- O-3 — $2,379/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in WACO?
The 2026 E-3 BAH rate in WACO is $1,617/mo with dependents and $1,404/mo without dependents.
What is the total monthly pay for E-3 in WACO?
An E-3 with 2 years of service in WACO earns approximately $5,108.95/mo total compensation with dependents (base pay $3,015 + BAH $1,617 + BAS $476.95). Without dependents: $4,895.95/mo.
Is WACO BAH above or below average?
E-3 BAH in WACO is $512 below the national average of $2,129/mo with dependents.