O-2 BAH Rates in Lubbock, TX (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Lubbock, TX is $1,809 per month with dependents and $1,461 per month without dependents. This rate is $799 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Lubbock is approximately $8,621.98 with dependents or $8,273.98 without.

O-2 BAH: Lubbock vs National Average

	Lubbock	National Avg	Difference
With Dependents	$1,809	$2,608	−$799
Without Dependents	$1,461	$2,243	−$782

O-2 Total Monthly Compensation in Lubbock

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Lubbock:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$1,809	$1,461
BAS	$328.48	$328.48
Total	$8,621.98	$8,273.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Lubbock

• E-3 — $1,416/mo
• E-4 — $1,416/mo
• E-5 — $1,476/mo
• E-6 — $1,812/mo
• E-7 — $1,875/mo
• O-1 — $1,524/mo
• O-3 — $1,983/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Lubbock?

The 2026 O-2 BAH rate in Lubbock is $1,809/mo with dependents and $1,461/mo without dependents.

What is the total monthly pay for O-2 in Lubbock?

An O-2 with 4 years of service in Lubbock earns approximately $8,621.98/mo total compensation with dependents (base pay $6,484.5 + BAH $1,809 + BAS $328.48). Without dependents: $8,273.98/mo.

Is Lubbock BAH above or below average?

O-2 BAH in Lubbock is $799 below the national average of $2,608/mo with dependents.

View all Texas BAH rates →