E-4 BAH Rates in Lubbock, TX (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Lubbock, TX is $1,416 per month with dependents and $1,146 per month without dependents. This rate is $713 below the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Lubbock is approximately $5,551.45 with dependents or $5,281.45 without.
E-4 BAH: Lubbock vs National Average
| Lubbock | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,416 | $2,129 | −$713 |
| Without Dependents | $1,146 | $1,683 | −$537 |
E-4 Total Monthly Compensation in Lubbock
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Lubbock:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $1,416 | $1,146 |
| BAS | $476.95 | $476.95 |
| Total | $5,551.45 | $5,281.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Lubbock
- E-3 — $1,416/mo
- E-5 — $1,476/mo
- E-6 — $1,812/mo
- E-7 — $1,875/mo
- O-1 — $1,524/mo
- O-2 — $1,809/mo
- O-3 — $1,983/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in Lubbock?
The 2026 E-4 BAH rate in Lubbock is $1,416/mo with dependents and $1,146/mo without dependents.
What is the total monthly pay for E-4 in Lubbock?
An E-4 with 4 years of service in Lubbock earns approximately $5,551.45/mo total compensation with dependents (base pay $3,658.5 + BAH $1,416 + BAS $476.95). Without dependents: $5,281.45/mo.
Is Lubbock BAH above or below average?
E-4 BAH in Lubbock is $713 below the national average of $2,129/mo with dependents.
E-4 BAH in Lubbock, TX, in context
An E-4 with dependents in Lubbock, TX draws $1,416/mo — 33.5% below the national average of $2,129 for this grade (266th of 299 MHAs). Without dependents the rate is $1,146/mo, a $270 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $60/mo (to $1,476), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.