O-1 BAH Rates in Lubbock, TX (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Lubbock, TX is $1,524 per month with dependents and $1,350 per month without dependents. This rate is $811 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Lubbock is approximately $6,172.48 with dependents or $5,998.48 without.

O-1 BAH: Lubbock vs National Average

	Lubbock	National Avg	Difference
With Dependents	$1,524	$2,335	−$811
Without Dependents	$1,350	$1,975	−$625

O-1 Total Monthly Compensation in Lubbock

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Lubbock:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$1,524	$1,350
BAS	$328.48	$328.48
Total	$6,172.48	$5,998.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Lubbock

• E-3 — $1,416/mo
• E-4 — $1,416/mo
• E-5 — $1,476/mo
• E-6 — $1,812/mo
• E-7 — $1,875/mo
• O-2 — $1,809/mo
• O-3 — $1,983/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Lubbock?

The 2026 O-1 BAH rate in Lubbock is $1,524/mo with dependents and $1,350/mo without dependents.

What is the total monthly pay for O-1 in Lubbock?

An O-1 with 2 years of service in Lubbock earns approximately $6,172.48/mo total compensation with dependents (base pay $4,320 + BAH $1,524 + BAS $328.48). Without dependents: $5,998.48/mo.

Is Lubbock BAH above or below average?

O-1 BAH in Lubbock is $811 below the national average of $2,335/mo with dependents.

View all Texas BAH rates →