O-2 BAH Rates in Fort Worth, TX (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Fort Worth, TX is $2,421 per month with dependents and $2,061 per month without dependents. This rate is $187 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Worth is approximately $9,233.98 with dependents or $8,873.98 without.
O-2 BAH: Fort Worth vs National Average
| Fort Worth | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,421 | $2,608 | −$187 |
| Without Dependents | $2,061 | $2,243 | −$182 |
O-2 Total Monthly Compensation in Fort Worth
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Fort Worth:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,421 | $2,061 |
| BAS | $328.48 | $328.48 |
| Total | $9,233.98 | $8,873.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Worth
- E-3 — $1,938/mo
- E-4 — $1,938/mo
- E-5 — $2,118/mo
- E-6 — $2,424/mo
- E-7 — $2,445/mo
- O-1 — $2,163/mo
- O-3 — $2,460/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Fort Worth?
The 2026 O-2 BAH rate in Fort Worth is $2,421/mo with dependents and $2,061/mo without dependents.
What is the total monthly pay for O-2 in Fort Worth?
An O-2 with 4 years of service in Fort Worth earns approximately $9,233.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,421 + BAS $328.48). Without dependents: $8,873.98/mo.
Is Fort Worth BAH above or below average?
O-2 BAH in Fort Worth is $187 below the national average of $2,608/mo with dependents.
O-2 BAH in Fort Worth, TX, in context
An O-2 with dependents in Fort Worth, TX draws $2,421/mo — 7.2% below the national average of $2,608 for this grade (147th of 299 MHAs). Without dependents the rate is $2,061/mo, a $360 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $39/mo (to $2,460), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.