O-1 BAH Rates in Fort Worth, TX (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Fort Worth, TX is $2,163 per month with dependents and $1,752 per month without dependents. This rate is $172 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Worth is approximately $6,811.48 with dependents or $6,400.48 without.
O-1 BAH: Fort Worth vs National Average
| Fort Worth | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,163 | $2,335 | −$172 |
| Without Dependents | $1,752 | $1,975 | −$223 |
O-1 Total Monthly Compensation in Fort Worth
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Fort Worth:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $2,163 | $1,752 |
| BAS | $328.48 | $328.48 |
| Total | $6,811.48 | $6,400.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Worth
- E-3 — $1,938/mo
- E-4 — $1,938/mo
- E-5 — $2,118/mo
- E-6 — $2,424/mo
- E-7 — $2,445/mo
- O-2 — $2,421/mo
- O-3 — $2,460/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Fort Worth?
The 2026 O-1 BAH rate in Fort Worth is $2,163/mo with dependents and $1,752/mo without dependents.
What is the total monthly pay for O-1 in Fort Worth?
An O-1 with 2 years of service in Fort Worth earns approximately $6,811.48/mo total compensation with dependents (base pay $4,320 + BAH $2,163 + BAS $328.48). Without dependents: $6,400.48/mo.
Is Fort Worth BAH above or below average?
O-1 BAH in Fort Worth is $172 below the national average of $2,335/mo with dependents.
O-1 BAH in Fort Worth, TX, in context
An O-1 with dependents in Fort Worth, TX draws $2,163/mo — 7.3% below the national average of $2,335 for this grade (148th of 299 MHAs). Without dependents the rate is $1,752/mo, a $411 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $258/mo (to $2,421), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.