Updated February 2026

BAH Rates Cleveland, OH 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Cleveland military housing area (MHA: OH229), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,998

$23,976/year

E-5 without Dependents

$1,500

$18,000/year

O-3 with Dependents

$2,457

$29,484/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,791	$21,492
E-2	$1,791	$21,492
E-3	$1,791	$21,492
E-4	$1,791	$21,492
E-5	$1,998	$23,976
E-6	$2,418	$29,016
E-7	$2,442	$29,304
E-8	$2,451	$29,412
E-9	$2,559	$30,708
Warrant Officer
W-1	$2,439	$29,268
W-2	$2,448	$29,376
W-3	$2,460	$29,520
W-4	$2,604	$31,248
W-5	$2,817	$33,804
Commissioned Officer (Prior Enlisted)
O-1E	$2,445	$29,340
O-2E	$2,454	$29,448
O-3E	$2,637	$31,644
Commissioned Officer
O-1	$2,055	$24,660
O-2	$2,415	$28,980
O-3	$2,457	$29,484
O-4	$2,889	$34,668
O-5	$3,222	$38,664
O-6	$3,246	$38,952
O-7	$3,267	$39,204

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,344	$16,128
E-2	$1,344	$16,128
E-3	$1,344	$16,128
E-4	$1,344	$16,128
E-5	$1,500	$18,000
E-6	$1,815	$21,780
E-7	$1,833	$21,996
E-8	$2,088	$25,056
E-9	$2,208	$26,496
Warrant Officer
W-1	$1,830	$21,960
W-2	$2,085	$25,020
W-3	$2,226	$26,712
W-4	$2,415	$28,980
W-5	$2,427	$29,124
Commissioned Officer (Prior Enlisted)
O-1E	$1,995	$23,940
O-2E	$2,181	$26,172
O-3E	$2,412	$28,944
Commissioned Officer
O-1	$1,578	$18,936
O-2	$1,932	$23,184
O-3	$2,265	$27,180
O-4	$2,418	$29,016
O-5	$2,430	$29,160
O-6	$2,436	$29,232
O-7	$2,451	$29,412

50 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Cleveland (OH229) Military Housing Area:

44017 44022 44040 44070 44102 44103 44104 44105 44106 44107 44108 44109 44110 44111 44112 44113 44114 44115 44116 44117 44118 44119 44120 44121 44122 44123 44124 44125 44126 44127 44128 44129 44130 44131 44132 44133 44134 44135 44136 44137 44138 44139 44140 44141 44142 44143 44144 44145 44146 44147

Frequently Asked Questions

What is the BAH rate for an E-5 in Cleveland?

The 2026 BAH rate for an E-5 with dependents in Cleveland, OH is $1,998 per month ($23,976 per year). Without dependents, the rate is $1,500 per month.

How many ZIP codes are in the Cleveland MHA?

The Cleveland Military Housing Area (OH229) includes 50 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Ohio BAH rates →

How Cleveland, OH BAH compares nationally

BAH for Cleveland, OH comes in below the national average — $1,998/mo for an E-5 with dependents, 12.7% under the $2,289 average across 299 MHAs (170th overall).

Statewide, this ranks 3rd of 7 MHAs — between Cincinnati, OH ($2,283/mo, highest) and Youngstown, OH ($1,191/mo, lowest) for an E-5 with dependents.

Across enlisted grades here, having dependents adds an average of $468/mo (29.6%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.