E-7 BAH Rates in Cincinnati, OH (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Cincinnati, OH is $2,553 per month with dependents and $2,040 per month without dependents. This rate is $149 below the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Cincinnati is approximately $9,030.85 with dependents or $8,517.85 without.
E-7 BAH: Cincinnati vs National Average
| Cincinnati | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,553 | $2,702 | −$149 |
| Without Dependents | $2,040 | $2,158 | −$118 |
E-7 Total Monthly Compensation in Cincinnati
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Cincinnati:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $2,553 | $2,040 |
| BAS | $476.95 | $476.95 |
| Total | $9,030.85 | $8,517.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Cincinnati
- E-3 — $2,031/mo
- E-4 — $2,031/mo
- E-5 — $2,283/mo
- E-6 — $2,526/mo
- O-1 — $2,322/mo
- O-2 — $2,523/mo
- O-3 — $2,604/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in Cincinnati?
The 2026 E-7 BAH rate in Cincinnati is $2,553/mo with dependents and $2,040/mo without dependents.
What is the total monthly pay for E-7 in Cincinnati?
An E-7 with 16 years of service in Cincinnati earns approximately $9,030.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,553 + BAS $476.95). Without dependents: $8,517.85/mo.
Is Cincinnati BAH above or below average?
E-7 BAH in Cincinnati is $149 below the national average of $2,702/mo with dependents.
E-7 BAH in Cincinnati, OH, in context
An E-7 with dependents in Cincinnati, OH draws $2,553/mo — 5.5% below the national average of $2,702 for this grade (135th of 299 MHAs). Without dependents the rate is $2,040/mo, a $513 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $30/mo (to $2,583), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.