E-7 BAH Rates in Cincinnati, OH (2026)

With Dependents
$2,553
per month
Without Dependents
$2,040
per month
Total Comp (w/ dep)
$9,030.85
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Cincinnati, OH is $2,553 per month with dependents and $2,040 per month without dependents. This rate is $149 below the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Cincinnati is approximately $9,030.85 with dependents or $8,517.85 without.

E-7 BAH: Cincinnati vs National Average

CincinnatiNational AvgDifference
With Dependents$2,553$2,702−$149
Without Dependents$2,040$2,158−$118

E-7 Total Monthly Compensation in Cincinnati

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Cincinnati:

ComponentWith DependentsWithout Dependents
Base Pay$6,000.9$6,000.9
BAH$2,553$2,040
BAS$476.95$476.95
Total$9,030.85$8,517.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cincinnati

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Cincinnati?

The 2026 E-7 BAH rate in Cincinnati is $2,553/mo with dependents and $2,040/mo without dependents.

What is the total monthly pay for E-7 in Cincinnati?

An E-7 with 16 years of service in Cincinnati earns approximately $9,030.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,553 + BAS $476.95). Without dependents: $8,517.85/mo.

Is Cincinnati BAH above or below average?

E-7 BAH in Cincinnati is $149 below the national average of $2,702/mo with dependents.

View all Ohio BAH rates →

E-7 BAH in Cincinnati, OH, in context

An E-7 with dependents in Cincinnati, OH draws $2,553/mo — 5.5% below the national average of $2,702 for this grade (135th of 299 MHAs). Without dependents the rate is $2,040/mo, a $513 difference.

Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $30/mo (to $2,583), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.