E-4 BAH Rates in Cincinnati, OH (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Cincinnati, OH is $2,031 per month with dependents and $1,524 per month without dependents. This rate is $98 below the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Cincinnati is approximately $6,166.45 with dependents or $5,659.45 without.

E-4 BAH: Cincinnati vs National Average

	Cincinnati	National Avg	Difference
With Dependents	$2,031	$2,129	−$98
Without Dependents	$1,524	$1,683	−$159

E-4 Total Monthly Compensation in Cincinnati

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Cincinnati:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$2,031	$1,524
BAS	$476.95	$476.95
Total	$6,166.45	$5,659.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cincinnati

• E-3 — $2,031/mo
• E-5 — $2,283/mo
• E-6 — $2,526/mo
• E-7 — $2,553/mo
• O-1 — $2,322/mo
• O-2 — $2,523/mo
• O-3 — $2,604/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Cincinnati?

The 2026 E-4 BAH rate in Cincinnati is $2,031/mo with dependents and $1,524/mo without dependents.

What is the total monthly pay for E-4 in Cincinnati?

An E-4 with 4 years of service in Cincinnati earns approximately $6,166.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,031 + BAS $476.95). Without dependents: $5,659.45/mo.

Is Cincinnati BAH above or below average?

E-4 BAH in Cincinnati is $98 below the national average of $2,129/mo with dependents.

View all Ohio BAH rates →