E-3 BAH Rates in Cincinnati, OH (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Cincinnati, OH is $2,031 per month with dependents and $1,524 per month without dependents. This rate is $98 below the national average for E-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Cincinnati is approximately $5,522.95 with dependents or $5,015.95 without.

E-3 BAH: Cincinnati vs National Average

	Cincinnati	National Avg	Difference
With Dependents	$2,031	$2,129	−$98
Without Dependents	$1,524	$1,683	−$159

E-3 Total Monthly Compensation in Cincinnati

Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Cincinnati:

Component	With Dependents	Without Dependents
Base Pay	$3,015	$3,015
BAH	$2,031	$1,524
BAS	$476.95	$476.95
Total	$5,522.95	$5,015.95

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cincinnati

• E-4 — $2,031/mo
• E-5 — $2,283/mo
• E-6 — $2,526/mo
• E-7 — $2,553/mo
• O-1 — $2,322/mo
• O-2 — $2,523/mo
• O-3 — $2,604/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-3 in Cincinnati?

The 2026 E-3 BAH rate in Cincinnati is $2,031/mo with dependents and $1,524/mo without dependents.

What is the total monthly pay for E-3 in Cincinnati?

An E-3 with 2 years of service in Cincinnati earns approximately $5,522.95/mo total compensation with dependents (base pay $3,015 + BAH $2,031 + BAS $476.95). Without dependents: $5,015.95/mo.

Is Cincinnati BAH above or below average?

E-3 BAH in Cincinnati is $98 below the national average of $2,129/mo with dependents.

View all Ohio BAH rates →