O-3 BAH Rates in Grand Forks, ND (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Grand Forks, ND is $2,199 per month with dependents and $1,902 per month without dependents. This rate is $660 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Grand Forks is approximately $10,264.48 with dependents or $9,967.48 without.

O-3 BAH: Grand Forks vs National Average

	Grand Forks	National Avg	Difference
With Dependents	$2,199	$2,859	−$660
Without Dependents	$1,902	$2,493	−$591

O-3 Total Monthly Compensation in Grand Forks

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Grand Forks:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,199	$1,902
BAS	$328.48	$328.48
Total	$10,264.48	$9,967.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Grand Forks

• E-3 — $1,518/mo
• E-4 — $1,518/mo
• E-5 — $1,731/mo
• E-6 — $2,004/mo
• E-7 — $2,073/mo
• O-1 — $1,770/mo
• O-2 — $2,001/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Grand Forks?

The 2026 O-3 BAH rate in Grand Forks is $2,199/mo with dependents and $1,902/mo without dependents.

What is the total monthly pay for O-3 in Grand Forks?

An O-3 with 6 years of service in Grand Forks earns approximately $10,264.48/mo total compensation with dependents (base pay $7,737 + BAH $2,199 + BAS $328.48). Without dependents: $9,967.48/mo.

Is Grand Forks BAH above or below average?

O-3 BAH in Grand Forks is $660 below the national average of $2,859/mo with dependents.

View all North Dakota BAH rates →