O-3 BAH Rates in Raleigh, NC (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Raleigh, NC is $2,391 per month with dependents and $2,232 per month without dependents. This rate is $468 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Raleigh is approximately $10,456.48 with dependents or $10,297.48 without.

O-3 BAH: Raleigh vs National Average

	Raleigh	National Avg	Difference
With Dependents	$2,391	$2,859	−$468
Without Dependents	$2,232	$2,493	−$261

O-3 Total Monthly Compensation in Raleigh

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Raleigh:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,391	$2,232
BAS	$328.48	$328.48
Total	$10,456.48	$10,297.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Raleigh

• E-3 — $1,947/mo
• E-4 — $1,947/mo
• E-5 — $2,091/mo
• E-6 — $2,319/mo
• E-7 — $2,343/mo
• O-1 — $2,127/mo
• O-2 — $2,316/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Raleigh?

The 2026 O-3 BAH rate in Raleigh is $2,391/mo with dependents and $2,232/mo without dependents.

What is the total monthly pay for O-3 in Raleigh?

An O-3 with 6 years of service in Raleigh earns approximately $10,456.48/mo total compensation with dependents (base pay $7,737 + BAH $2,391 + BAS $328.48). Without dependents: $10,297.48/mo.

Is Raleigh BAH above or below average?

O-3 BAH in Raleigh is $468 below the national average of $2,859/mo with dependents.

View all North Carolina BAH rates →