E-5 BAH Rates in CHARLOTTE, NC (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in CHARLOTTE, NC is $2,169 per month with dependents and $1,719 per month without dependents. This rate is $120 below the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in CHARLOTTE is approximately $6,755.95 with dependents or $6,305.95 without.
E-5 BAH: CHARLOTTE vs National Average
| CHARLOTTE | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,169 | $2,289 | $-120 |
| Without Dependents | $1,719 | $1,871 | $-152 |
E-5 Total Monthly Compensation in CHARLOTTE
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in CHARLOTTE:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $2,169 | $1,719 |
| BAS | $476.95 | $476.95 |
| Total | $6,755.95 | $6,305.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in CHARLOTTE
- E-3 — $2,004/mo
- E-4 — $2,004/mo
- E-6 — $2,436/mo
- E-7 — $2,457/mo
- O-1 — $2,211/mo
- O-2 — $2,433/mo
- O-3 — $2,472/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in CHARLOTTE?
The 2026 E-5 BAH rate in CHARLOTTE is $2,169/mo with dependents and $1,719/mo without dependents.
What is the total monthly pay for E-5 in CHARLOTTE?
An E-5 with 6 years of service in CHARLOTTE earns approximately $6,755.95/mo total compensation with dependents (base pay $4,110 + BAH $2,169 + BAS $476.95). Without dependents: $6,305.95/mo.
Is CHARLOTTE BAH above or below average?
E-5 BAH in CHARLOTTE is $120 below the national average of $2,289/mo with dependents.