E-4 BAH Rates in CHARLOTTE, NC (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in CHARLOTTE, NC is $2,004 per month with dependents and $1,518 per month without dependents. This rate is $125 below the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in CHARLOTTE is approximately $6,139.45 with dependents or $5,653.45 without.
E-4 BAH: CHARLOTTE vs National Average
| CHARLOTTE | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,004 | $2,129 | $-125 |
| Without Dependents | $1,518 | $1,683 | $-165 |
E-4 Total Monthly Compensation in CHARLOTTE
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in CHARLOTTE:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $2,004 | $1,518 |
| BAS | $476.95 | $476.95 |
| Total | $6,139.45 | $5,653.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in CHARLOTTE
- E-3 — $2,004/mo
- E-5 — $2,169/mo
- E-6 — $2,436/mo
- E-7 — $2,457/mo
- O-1 — $2,211/mo
- O-2 — $2,433/mo
- O-3 — $2,472/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in CHARLOTTE?
The 2026 E-4 BAH rate in CHARLOTTE is $2,004/mo with dependents and $1,518/mo without dependents.
What is the total monthly pay for E-4 in CHARLOTTE?
An E-4 with 4 years of service in CHARLOTTE earns approximately $6,139.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,004 + BAS $476.95). Without dependents: $5,653.45/mo.
Is CHARLOTTE BAH above or below average?
E-4 BAH in CHARLOTTE is $125 below the national average of $2,129/mo with dependents.