E-7 BAH Rates in New York City, NY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in New York City, NY is $5,238 per month with dependents and $5,088 per month without dependents. This rate is $2,536 above the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in New York City is approximately $11,715.85 with dependents or $11,565.85 without.

E-7 BAH: New York City vs National Average

	New York City	National Avg	Difference
With Dependents	$5,238	$2,702	+$2,536
Without Dependents	$5,088	$2,158	+$2,930

E-7 Total Monthly Compensation in New York City

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in New York City:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$5,238	$5,088
BAS	$476.95	$476.95
Total	$11,715.85	$11,565.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in New York City

• E-3 — $5,067/mo
• E-4 — $5,067/mo
• E-5 — $5,070/mo
• E-6 — $5,097/mo
• O-1 — $5,073/mo
• O-2 — $5,094/mo
• O-3 — $5,529/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in New York City?

The 2026 E-7 BAH rate in New York City is $5,238/mo with dependents and $5,088/mo without dependents.

What is the total monthly pay for E-7 in New York City?

An E-7 with 16 years of service in New York City earns approximately $11,715.85/mo total compensation with dependents (base pay $6,000.9 + BAH $5,238 + BAS $476.95). Without dependents: $11,565.85/mo.

Is New York City BAH above or below average?

E-7 BAH in New York City is $2,536 above the national average of $2,702/mo with dependents.

View all New York BAH rates →