E-4 BAH Rates in New York City, NY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in New York City, NY is $5,067 per month with dependents and $4,833 per month without dependents. This rate is $2,938 above the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in New York City is approximately $9,202.45 with dependents or $8,968.45 without.

E-4 BAH: New York City vs National Average

	New York City	National Avg	Difference
With Dependents	$5,067	$2,129	+$2,938
Without Dependents	$4,833	$1,683	+$3,150

E-4 Total Monthly Compensation in New York City

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in New York City:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$5,067	$4,833
BAS	$476.95	$476.95
Total	$9,202.45	$8,968.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in New York City

• E-3 — $5,067/mo
• E-5 — $5,070/mo
• E-6 — $5,097/mo
• E-7 — $5,238/mo
• O-1 — $5,073/mo
• O-2 — $5,094/mo
• O-3 — $5,529/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in New York City?

The 2026 E-4 BAH rate in New York City is $5,067/mo with dependents and $4,833/mo without dependents.

What is the total monthly pay for E-4 in New York City?

An E-4 with 4 years of service in New York City earns approximately $9,202.45/mo total compensation with dependents (base pay $3,658.5 + BAH $5,067 + BAS $476.95). Without dependents: $8,968.45/mo.

Is New York City BAH above or below average?

E-4 BAH in New York City is $2,938 above the national average of $2,129/mo with dependents.

View all New York BAH rates →