E-5 BAH Rates in New York City, NY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in New York City, NY is $5,070 per month with dependents and $4,980 per month without dependents. This rate is $2,781 above the national average for E-5.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in New York City is approximately $9,656.95 with dependents or $9,566.95 without.

E-5 BAH: New York City vs National Average

	New York City	National Avg	Difference
With Dependents	$5,070	$2,289	+$2,781
Without Dependents	$4,980	$1,871	+$3,109

E-5 Total Monthly Compensation in New York City

Here is how E-5 pay breaks down for a service member with 6 years of service stationed in New York City:

Component	With Dependents	Without Dependents
Base Pay	$4,110	$4,110
BAH	$5,070	$4,980
BAS	$476.95	$476.95
Total	$9,656.95	$9,566.95

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in New York City

• E-3 — $5,067/mo
• E-4 — $5,067/mo
• E-6 — $5,097/mo
• E-7 — $5,238/mo
• O-1 — $5,073/mo
• O-2 — $5,094/mo
• O-3 — $5,529/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-5 in New York City?

The 2026 E-5 BAH rate in New York City is $5,070/mo with dependents and $4,980/mo without dependents.

What is the total monthly pay for E-5 in New York City?

An E-5 with 6 years of service in New York City earns approximately $9,656.95/mo total compensation with dependents (base pay $4,110 + BAH $5,070 + BAS $476.95). Without dependents: $9,566.95/mo.

Is New York City BAH above or below average?

E-5 BAH in New York City is $2,781 above the national average of $2,289/mo with dependents.

View all New York BAH rates →