E-3 BAH Rates in NEW YORK CITY, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in NEW YORK CITY, NY is $5,067 per month with dependents and $4,833 per month without dependents. This rate is $2,938 above the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in NEW YORK CITY is approximately $8,558.95 with dependents or $8,324.95 without.
E-3 BAH: NEW YORK CITY vs National Average
| NEW YORK CITY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $5,067 | $2,129 | +$2,938 |
| Without Dependents | $4,833 | $1,683 | +$3,150 |
E-3 Total Monthly Compensation in NEW YORK CITY
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in NEW YORK CITY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $5,067 | $4,833 |
| BAS | $476.95 | $476.95 |
| Total | $8,558.95 | $8,324.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in NEW YORK CITY
- E-4 — $5,067/mo
- E-5 — $5,070/mo
- E-6 — $5,097/mo
- E-7 — $5,238/mo
- O-1 — $5,073/mo
- O-2 — $5,094/mo
- O-3 — $5,529/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in NEW YORK CITY?
The 2026 E-3 BAH rate in NEW YORK CITY is $5,067/mo with dependents and $4,833/mo without dependents.
What is the total monthly pay for E-3 in NEW YORK CITY?
An E-3 with 2 years of service in NEW YORK CITY earns approximately $8,558.95/mo total compensation with dependents (base pay $3,015 + BAH $5,067 + BAS $476.95). Without dependents: $8,324.95/mo.
Is NEW YORK CITY BAH above or below average?
E-3 BAH in NEW YORK CITY is $2,938 above the national average of $2,129/mo with dependents.