Updated February 2026

BAH Rates Buffalo, NY 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Buffalo military housing area (MHA: NY216), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

Find BAH Rates by ZIP Code

E-5 with Dependents

$2,214

$26,568/year

E-5 without Dependents

$1,791

$21,492/year

O-3 with Dependents

$2,772

$33,264/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$2,055	$24,660
E-2	$2,055	$24,660
E-3	$2,055	$24,660
E-4	$2,055	$24,660
E-5	$2,214	$26,568
E-6	$2,553	$30,636
E-7	$2,631	$31,572
E-8	$2,718	$32,616
E-9	$2,862	$34,344
Warrant Officer
W-1	$2,571	$30,852
W-2	$2,667	$32,004
W-3	$2,775	$33,300
W-4	$2,895	$34,740
W-5	$3,045	$36,540
Commissioned Officer (Prior Enlisted)
O-1E	$2,646	$31,752
O-2E	$2,757	$33,084
O-3E	$2,919	$35,028
Commissioned Officer
O-1	$2,262	$27,144
O-2	$2,550	$30,600
O-3	$2,772	$33,264
O-4	$3,093	$37,116
O-5	$3,324	$39,888
O-6	$3,351	$40,212
O-7	$3,372	$40,464

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,623	$19,476
E-2	$1,623	$19,476
E-3	$1,623	$19,476
E-4	$1,623	$19,476
E-5	$1,791	$21,492
E-6	$1,914	$22,968
E-7	$2,058	$24,696
E-8	$2,289	$27,468
E-9	$2,382	$28,584
Warrant Officer
W-1	$2,010	$24,120
W-2	$2,286	$27,432
W-3	$2,394	$28,728
W-4	$2,565	$30,780
W-5	$2,652	$31,824
Commissioned Officer (Prior Enlisted)
O-1E	$2,211	$26,532
O-2E	$2,361	$28,332
O-3E	$2,544	$30,528
Commissioned Officer
O-1	$1,890	$22,680
O-2	$2,166	$25,992
O-3	$2,427	$29,124
O-4	$2,631	$31,572
O-5	$2,676	$32,112
O-6	$2,754	$33,048
O-7	$2,802	$33,624

61 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Buffalo (NY216) Military Housing Area:

14001 14004 14006 14025 14026 14030 14031 14032 14033 14034 14043 14047 14051 14052 14055 14057 14059 14068 14069 14072 14075 14080 14081 14085 14086 14091 14102 14111 14127 14134 14139 14141 14150 14170 14201 14202 14203 14204 14206 14207 14208 14209 14210 14211 14212 14213 14214 14215 14216 14217 14218 14219 14220 14221 14222 14223 14224 14225 14226 14227 14228

Frequently Asked Questions

What is the BAH rate for an E-5 in Buffalo?

The 2026 BAH rate for an E-5 with dependents in Buffalo, NY is $2,214 per month ($26,568 per year). Without dependents, the rate is $1,791 per month.

How many ZIP codes are in the Buffalo MHA?

The Buffalo Military Housing Area (NY216) includes 61 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.