O-2 BAH Rates in White Sands Mr/Las Cruces, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in White Sands Mr/Las Cruces, NM is $1,926 per month with dependents and $1,638 per month without dependents. This rate is $682 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in White Sands Mr/Las Cruces is approximately $8,738.98 with dependents or $8,450.98 without.
O-2 BAH: White Sands Mr/Las Cruces vs National Average
| White Sands Mr/Las Cruces | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,926 | $2,608 | −$682 |
| Without Dependents | $1,638 | $2,243 | −$605 |
O-2 Total Monthly Compensation in White Sands Mr/Las Cruces
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in White Sands Mr/Las Cruces:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $1,926 | $1,638 |
| BAS | $328.48 | $328.48 |
| Total | $8,738.98 | $8,450.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in White Sands Mr/Las Cruces
- E-3 — $1,503/mo
- E-4 — $1,503/mo
- E-5 — $1,701/mo
- E-6 — $1,929/mo
- E-7 — $1,983/mo
- O-1 — $1,737/mo
- O-3 — $2,082/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in White Sands Mr/Las Cruces?
The 2026 O-2 BAH rate in White Sands Mr/Las Cruces is $1,926/mo with dependents and $1,638/mo without dependents.
What is the total monthly pay for O-2 in White Sands Mr/Las Cruces?
An O-2 with 4 years of service in White Sands Mr/Las Cruces earns approximately $8,738.98/mo total compensation with dependents (base pay $6,484.5 + BAH $1,926 + BAS $328.48). Without dependents: $8,450.98/mo.
Is White Sands Mr/Las Cruces BAH above or below average?
O-2 BAH in White Sands Mr/Las Cruces is $682 below the national average of $2,608/mo with dependents.
O-2 BAH in White Sands Mr/Las Cruces, NM, in context
An O-2 with dependents in White Sands Mr/Las Cruces, NM draws $1,926/mo — 26.1% below the national average of $2,608 for this grade (242nd of 299 MHAs). Without dependents the rate is $1,638/mo, a $288 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $156/mo (to $2,082), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.