O-1 BAH Rates in White Sands Mr/Las Cruces, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in White Sands Mr/Las Cruces, NM is $1,737 per month with dependents and $1,302 per month without dependents. This rate is $598 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in White Sands Mr/Las Cruces is approximately $6,385.48 with dependents or $5,950.48 without.
O-1 BAH: White Sands Mr/Las Cruces vs National Average
| White Sands Mr/Las Cruces | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,737 | $2,335 | −$598 |
| Without Dependents | $1,302 | $1,975 | −$673 |
O-1 Total Monthly Compensation in White Sands Mr/Las Cruces
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in White Sands Mr/Las Cruces:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,737 | $1,302 |
| BAS | $328.48 | $328.48 |
| Total | $6,385.48 | $5,950.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in White Sands Mr/Las Cruces
- E-3 — $1,503/mo
- E-4 — $1,503/mo
- E-5 — $1,701/mo
- E-6 — $1,929/mo
- E-7 — $1,983/mo
- O-2 — $1,926/mo
- O-3 — $2,082/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in White Sands Mr/Las Cruces?
The 2026 O-1 BAH rate in White Sands Mr/Las Cruces is $1,737/mo with dependents and $1,302/mo without dependents.
What is the total monthly pay for O-1 in White Sands Mr/Las Cruces?
An O-1 with 2 years of service in White Sands Mr/Las Cruces earns approximately $6,385.48/mo total compensation with dependents (base pay $4,320 + BAH $1,737 + BAS $328.48). Without dependents: $5,950.48/mo.
Is White Sands Mr/Las Cruces BAH above or below average?
O-1 BAH in White Sands Mr/Las Cruces is $598 below the national average of $2,335/mo with dependents.
O-1 BAH in White Sands Mr/Las Cruces, NM, in context
An O-1 with dependents in White Sands Mr/Las Cruces, NM draws $1,737/mo — 25.6% below the national average of $2,335 for this grade (226th of 299 MHAs). Without dependents the rate is $1,302/mo, a $435 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $189/mo (to $1,926), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.