O-3 BAH Rates in SANTA FE/LOS ALAMOS, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in SANTA FE/LOS ALAMOS, NM is $3,711 per month with dependents and $3,249 per month without dependents. This rate is $852 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in SANTA FE/LOS ALAMOS is approximately $11,776.48 with dependents or $11,314.48 without.
O-3 BAH: SANTA FE/LOS ALAMOS vs National Average
| SANTA FE/LOS ALAMOS | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,711 | $2,859 | +$852 |
| Without Dependents | $3,249 | $2,493 | +$756 |
O-3 Total Monthly Compensation in SANTA FE/LOS ALAMOS
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in SANTA FE/LOS ALAMOS:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $3,711 | $3,249 |
| BAS | $328.48 | $328.48 |
| Total | $11,776.48 | $11,314.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in SANTA FE/LOS ALAMOS
- E-3 — $2,637/mo
- E-4 — $2,637/mo
- E-5 — $2,964/mo
- E-6 — $3,414/mo
- E-7 — $3,522/mo
- O-1 — $3,024/mo
- O-2 — $3,411/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in SANTA FE/LOS ALAMOS?
The 2026 O-3 BAH rate in SANTA FE/LOS ALAMOS is $3,711/mo with dependents and $3,249/mo without dependents.
What is the total monthly pay for O-3 in SANTA FE/LOS ALAMOS?
An O-3 with 6 years of service in SANTA FE/LOS ALAMOS earns approximately $11,776.48/mo total compensation with dependents (base pay $7,737 + BAH $3,711 + BAS $328.48). Without dependents: $11,314.48/mo.
Is SANTA FE/LOS ALAMOS BAH above or below average?
O-3 BAH in SANTA FE/LOS ALAMOS is $852 above the national average of $2,859/mo with dependents.