E-7 BAH Rates in Santa Fe/Los Alamos, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Santa Fe/Los Alamos, NM is $3,522 per month with dependents and $2,652 per month without dependents. This rate is $820 above the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Santa Fe/Los Alamos is approximately $9,999.85 with dependents or $9,129.85 without.
E-7 BAH: Santa Fe/Los Alamos vs National Average
| Santa Fe/Los Alamos | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,522 | $2,702 | +$820 |
| Without Dependents | $2,652 | $2,158 | +$494 |
E-7 Total Monthly Compensation in Santa Fe/Los Alamos
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Santa Fe/Los Alamos:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $3,522 | $2,652 |
| BAS | $476.95 | $476.95 |
| Total | $9,999.85 | $9,129.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Santa Fe/Los Alamos
- E-3 — $2,637/mo
- E-4 — $2,637/mo
- E-5 — $2,964/mo
- E-6 — $3,414/mo
- O-1 — $3,024/mo
- O-2 — $3,411/mo
- O-3 — $3,711/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in Santa Fe/Los Alamos?
The 2026 E-7 BAH rate in Santa Fe/Los Alamos is $3,522/mo with dependents and $2,652/mo without dependents.
What is the total monthly pay for E-7 in Santa Fe/Los Alamos?
An E-7 with 16 years of service in Santa Fe/Los Alamos earns approximately $9,999.85/mo total compensation with dependents (base pay $6,000.9 + BAH $3,522 + BAS $476.95). Without dependents: $9,129.85/mo.
Is Santa Fe/Los Alamos BAH above or below average?
E-7 BAH in Santa Fe/Los Alamos is $820 above the national average of $2,702/mo with dependents.
E-7 BAH in Santa Fe/Los Alamos, NM, in context
An E-7 with dependents in Santa Fe/Los Alamos, NM draws $3,522/mo — 30.4% above the national average of $2,702 for this grade (47th of 299 MHAs). Without dependents the rate is $2,652/mo, a $870 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $117/mo (to $3,639), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.