E-4 BAH Rates in Santa Fe/Los Alamos, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Santa Fe/Los Alamos, NM is $2,637 per month with dependents and $1,977 per month without dependents. This rate is $508 above the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Santa Fe/Los Alamos is approximately $6,772.45 with dependents or $6,112.45 without.
E-4 BAH: Santa Fe/Los Alamos vs National Average
| Santa Fe/Los Alamos | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,637 | $2,129 | +$508 |
| Without Dependents | $1,977 | $1,683 | +$294 |
E-4 Total Monthly Compensation in Santa Fe/Los Alamos
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Santa Fe/Los Alamos:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $2,637 | $1,977 |
| BAS | $476.95 | $476.95 |
| Total | $6,772.45 | $6,112.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Santa Fe/Los Alamos
- E-3 — $2,637/mo
- E-5 — $2,964/mo
- E-6 — $3,414/mo
- E-7 — $3,522/mo
- O-1 — $3,024/mo
- O-2 — $3,411/mo
- O-3 — $3,711/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in Santa Fe/Los Alamos?
The 2026 E-4 BAH rate in Santa Fe/Los Alamos is $2,637/mo with dependents and $1,977/mo without dependents.
What is the total monthly pay for E-4 in Santa Fe/Los Alamos?
An E-4 with 4 years of service in Santa Fe/Los Alamos earns approximately $6,772.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,637 + BAS $476.95). Without dependents: $6,112.45/mo.
Is Santa Fe/Los Alamos BAH above or below average?
E-4 BAH in Santa Fe/Los Alamos is $508 above the national average of $2,129/mo with dependents.
E-4 BAH in Santa Fe/Los Alamos, NM, in context
An E-4 with dependents in Santa Fe/Los Alamos, NM draws $2,637/mo — 23.8% above the national average of $2,129 for this grade (59th of 299 MHAs). Without dependents the rate is $1,977/mo, a $660 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $327/mo (to $2,964), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.