E-7 BAH Rates in Northern New Jersey, NJ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Northern New Jersey, NJ is $5,073 per month with dependents and $4,299 per month without dependents. This rate is $2,371 above the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Northern New Jersey is approximately $11,550.85 with dependents or $10,776.85 without.
E-7 BAH: Northern New Jersey vs National Average
| Northern New Jersey | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $5,073 | $2,702 | +$2,371 |
| Without Dependents | $4,299 | $2,158 | +$2,141 |
E-7 Total Monthly Compensation in Northern New Jersey
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Northern New Jersey:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $5,073 | $4,299 |
| BAS | $476.95 | $476.95 |
| Total | $11,550.85 | $10,776.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Northern New Jersey
- E-3 — $4,275/mo
- E-4 — $4,275/mo
- E-5 — $4,749/mo
- E-6 — $5,052/mo
- O-1 — $4,791/mo
- O-2 — $5,049/mo
- O-3 — $5,094/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in Northern New Jersey?
The 2026 E-7 BAH rate in Northern New Jersey is $5,073/mo with dependents and $4,299/mo without dependents.
What is the total monthly pay for E-7 in Northern New Jersey?
An E-7 with 16 years of service in Northern New Jersey earns approximately $11,550.85/mo total compensation with dependents (base pay $6,000.9 + BAH $5,073 + BAS $476.95). Without dependents: $10,776.85/mo.
Is Northern New Jersey BAH above or below average?
E-7 BAH in Northern New Jersey is $2,371 above the national average of $2,702/mo with dependents.
E-7 BAH in Northern New Jersey, NJ, in context
An E-7 with dependents in Northern New Jersey, NJ draws $5,073/mo — 87.8% above the national average of $2,702 for this grade (5th of 299 MHAs). Without dependents the rate is $4,299/mo, a $774 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $9/mo (to $5,082), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.