E-5 BAH Rates in Northern New Jersey, NJ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Northern New Jersey, NJ is $4,749 per month with dependents and $3,561 per month without dependents. This rate is $2,460 above the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Northern New Jersey is approximately $9,335.95 with dependents or $8,147.95 without.
E-5 BAH: Northern New Jersey vs National Average
| Northern New Jersey | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,749 | $2,289 | +$2,460 |
| Without Dependents | $3,561 | $1,871 | +$1,690 |
E-5 Total Monthly Compensation in Northern New Jersey
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Northern New Jersey:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $4,749 | $3,561 |
| BAS | $476.95 | $476.95 |
| Total | $9,335.95 | $8,147.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Northern New Jersey
- E-3 — $4,275/mo
- E-4 — $4,275/mo
- E-6 — $5,052/mo
- E-7 — $5,073/mo
- O-1 — $4,791/mo
- O-2 — $5,049/mo
- O-3 — $5,094/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in Northern New Jersey?
The 2026 E-5 BAH rate in Northern New Jersey is $4,749/mo with dependents and $3,561/mo without dependents.
What is the total monthly pay for E-5 in Northern New Jersey?
An E-5 with 6 years of service in Northern New Jersey earns approximately $9,335.95/mo total compensation with dependents (base pay $4,110 + BAH $4,749 + BAS $476.95). Without dependents: $8,147.95/mo.
Is Northern New Jersey BAH above or below average?
E-5 BAH in Northern New Jersey is $2,460 above the national average of $2,289/mo with dependents.
E-5 BAH in Northern New Jersey, NJ, in context
An E-5 with dependents in Northern New Jersey, NJ draws $4,749/mo — 107.5% above the national average of $2,289 for this grade (4th of 299 MHAs). Without dependents the rate is $3,561/mo, a $1,188 difference.
Promotion changes housing money here: pinning on E-6 raises BAH in this MHA by $303/mo (to $5,052), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.