E-3 BAH Rates in NORTHERN NEW JERSEY, NJ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in NORTHERN NEW JERSEY, NJ is $4,275 per month with dependents and $3,207 per month without dependents. This rate is $2,146 above the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in NORTHERN NEW JERSEY is approximately $7,766.95 with dependents or $6,698.95 without.
E-3 BAH: NORTHERN NEW JERSEY vs National Average
| NORTHERN NEW JERSEY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,275 | $2,129 | +$2,146 |
| Without Dependents | $3,207 | $1,683 | +$1,524 |
E-3 Total Monthly Compensation in NORTHERN NEW JERSEY
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in NORTHERN NEW JERSEY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $4,275 | $3,207 |
| BAS | $476.95 | $476.95 |
| Total | $7,766.95 | $6,698.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in NORTHERN NEW JERSEY
- E-4 — $4,275/mo
- E-5 — $4,749/mo
- E-6 — $5,052/mo
- E-7 — $5,073/mo
- O-1 — $4,791/mo
- O-2 — $5,049/mo
- O-3 — $5,094/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in NORTHERN NEW JERSEY?
The 2026 E-3 BAH rate in NORTHERN NEW JERSEY is $4,275/mo with dependents and $3,207/mo without dependents.
What is the total monthly pay for E-3 in NORTHERN NEW JERSEY?
An E-3 with 2 years of service in NORTHERN NEW JERSEY earns approximately $7,766.95/mo total compensation with dependents (base pay $3,015 + BAH $4,275 + BAS $476.95). Without dependents: $6,698.95/mo.
Is NORTHERN NEW JERSEY BAH above or below average?
E-3 BAH in NORTHERN NEW JERSEY is $2,146 above the national average of $2,129/mo with dependents.