Updated February 2026

BAH Rates Lincoln, NE 2026 — Basic Allowance for Housing

Monthly Basic Allowance for Housing rates for the Lincoln military housing area (MHA: NE193), effective January 1, 2026. Use the BAH calculator to estimate your total housing allowance.

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E-5 with Dependents

$1,788

$21,456/year

E-5 without Dependents

$1,428

$17,136/year

O-3 with Dependents

$2,280

$27,360/year

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,641	$19,692
E-2	$1,641	$19,692
E-3	$1,641	$19,692
E-4	$1,641	$19,692
E-5	$1,788	$21,456
E-6	$2,112	$25,344
E-7	$2,172	$26,064
E-8	$2,238	$26,856
E-9	$2,343	$28,116
Warrant Officer
W-1	$2,130	$25,560
W-2	$2,199	$26,388
W-3	$2,283	$27,396
W-4	$2,364	$28,368
W-5	$2,472	$29,664
Commissioned Officer (Prior Enlisted)
O-1E	$2,181	$26,172
O-2E	$2,268	$27,216
O-3E	$2,382	$28,584
Commissioned Officer
O-1	$1,833	$21,996
O-2	$2,109	$25,308
O-3	$2,280	$27,360
O-4	$2,502	$30,024
O-5	$2,667	$32,004
O-6	$2,688	$32,256
O-7	$2,703	$32,436

Pay Grade	Monthly Rate	Annual Rate
Enlisted
E-1	$1,326	$15,912
E-2	$1,326	$15,912
E-3	$1,326	$15,912
E-4	$1,326	$15,912
E-5	$1,428	$17,136
E-6	$1,581	$18,972
E-7	$1,644	$19,728
E-8	$1,857	$22,284
E-9	$1,947	$23,364
Warrant Officer
W-1	$1,602	$19,224
W-2	$1,854	$22,248
W-3	$1,959	$23,508
W-4	$2,118	$25,416
W-5	$2,184	$26,208
Commissioned Officer (Prior Enlisted)
O-1E	$1,785	$21,420
O-2E	$1,926	$23,112
O-3E	$2,103	$25,236
Commissioned Officer
O-1	$1,494	$17,928
O-2	$1,743	$20,916
O-3	$1,992	$23,904
O-4	$2,166	$25,992
O-5	$2,199	$26,388
O-6	$2,259	$27,108
O-7	$2,295	$27,540

33 ZIP codes assigned to this MHA

The following ZIP codes are assigned to the Lincoln (NE193) Military Housing Area:

68317 68336 68339 68358 68368 68372 68402 68404 68419 68428 68430 68461 68462 68502 68503 68504 68505 68506 68507 68508 68510 68512 68516 68517 68520 68521 68522 68523 68524 68526 68527 68528 68532

Frequently Asked Questions

What is the BAH rate for an E-5 in Lincoln?

The 2026 BAH rate for an E-5 with dependents in Lincoln, NE is $1,788 per month ($21,456 per year). Without dependents, the rate is $1,428 per month.

How many ZIP codes are in the Lincoln MHA?

The Lincoln Military Housing Area (NE193) includes 33 ZIP codes.

What is BAH and how is it calculated?

Basic Allowance for Housing (BAH) is a U.S. military benefit that provides service members with housing compensation based on their duty station location, pay grade, and dependency status. Rates are set annually by the Department of Defense based on local rental market data.

Data Sources

Defense Travel Management Office — BAH Rates
Rates effective January 1, 2026

Last verified: February 2026

What's Next?

Calculate Total Pay See your full compensation: Base Pay + BAH + BAS Calculate → Take-Home Pay Calculate net pay after taxes and deductions Calculate → GI Bill Benefits BAH determines your GI Bill housing allowance Calculate →

Popular BAH Locations

San Diego, CA$3,975 Norfolk, VA$2,430 San Antonio, TX$1,869 Fort Bragg, NC$1,806 Colorado Springs, CO$2,358 Jacksonville, FL$2,181 Honolulu, HI$3,663 Tacoma, WA$2,556

View all Nebraska BAH rates →

How Lincoln, NE BAH compares nationally

BAH for Lincoln, NE comes in below the national average — $1,788/mo for an E-5 with dependents, 21.9% under the $2,289 average across 299 MHAs (214th overall).

This is the lowest-rate MHA of the 2 in the state; the highest, Omaha/Offutt AFB, NE, pays the same E-5 $297 more per month.

Across enlisted grades here, having dependents adds an average of $384/mo (25.2%) to the allowance. The with/without-dependents gap is set per location, so it differs from base to base — use the tables above for your exact grade.

Comparisons computed from the official 2026 BAH rate file across all 299 market-priced MHAs (county cost groups excluded). Benchmark grade: E-5 with dependents.